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  • Derrick Allen NMLSID #2708507
  • Business Development Representative
  • 276-870-0271
  • dallen@powellvalleybank.com
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We're Your Local Mortgage Lender

Whether you are a first-time homebuyer or someone who has been through the process multiple times, purchasing a home can be exciting, stressful, and overwhelming. We simplify the process with a mortgage solution that works for you! Our team of local experts understand the importance of equipping you with the tools and knowledge necessary to prepare you for the path to homeownership, while keeping you informed throughout the loan process. We strive to make your journey smooth and worry-free.



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Mortgage Products We Offer Include:
·    Refinancing
·    VA loan programs 
·    FHA loan programs
·    Reverse mortgages 
·    Jumbo loan programs
·    Fixed-rate mortgages
·    Virginia Housing loans
·    First-time homebuyers
·    Conventional loan programs 
·    Renovation loan programs
·    Manufactured housing loans
·    Adjustable-rate mortgages (ARMs)
·    Closing Cost Assistance (CCA) programs
·    Down Payment Assistance (DPA) programs
·    Non-qualified mortgage (Non-QM) loan programs



PROTECT YOUR PERSONAL INFORMATION: When a lender pulls a consumer’s credit, the Credit Bureau can sell the personal information to other lenders. Consumers who haven’t opted out may receive unwanted solicitations. Visit optoutprescreen.com to easily out-opt prior to submitting a loan application. Our Company does not engage in the selling of information. 

This is not a commitment to lend. All loans subject to program guidelines including credit and property approval. If refinancing an existing loan, the total finance charges may be higher over the life of the loan. Programs, rates, terms, and conditions are subject to change without prior notice at the sole discretion of Powell Valley Mortgage. Powell Valley Mortgage is licensed in VA, NC & FL. NMLS ID #41552 (www.nmlsconsumeraccess.org). Equal Housing Lender. Corporate Office: 757-366-8690 | 1108 Eden Way North, Suite A, Chesapeake, VA 23320.

www.nmlsconsumeraccess.org 


VSCC Bureau of Financial Institutions
P.O. Box 640
Richmond VA 23218-0640
1-800-552-7945
www.scc.virginia.gov/bfi